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Title 15 of the United States Code (15 USC) pertains to Commerce and Trade. Section 1602 specifically falls under Chapter 41 - Consumer Credit Protection, and it relates to the Congressional findings and declaration of purpose regarding the Truth in Lending Act (TILA).TILA is a federal law designed to protect consumers in credit transactions by requiring clear disclosure of key terms and costs associated with borrowing, such as interest rates and fees. Section 1602 establishes the congressional
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