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How a mortgage credit certificate (MCC) lowers the cost of borrowing

A mortgage credit certificate allows qualifying homeowners to claim a refund for a portion of the interest paid on their mortgage each year. The mortgage credit certificate can be a homeowner’s ...
Washington City Paper

Widely popular Mortgage Credit Certificate returns in celebration of DC Homeownership Month

In celebration of Homeownership Month, the District of Columbia Housing Finance Agency (DCHFA) is bringing back the Mortgage Credit Certificate (MCC). Originally launched in 2016, the MCC program was ...
Post and Courier

Higher price and income limits mean more SC home buyers can get $2k annual tax credit

Soaring home prices and mortgage interest rates have made it far more difficult to buy a house, but most South Carolina residents overlook a valuable tax benefit that could help. The mortgage credit ...
Post and Courier

Do this before buying a home, and get up to $2,000 back on mortgage interest every year

Would-be homeowners have been waiting and hoping for mortgage interest rates to fall, which would make homes more affordable by lowering monthly payments, but most overlook a tax credit that can knock ...