Learn how health insurance covers preexisting conditions under the Affordable Care Act, ensuring you get necessary coverage ...

As millions of Americans struggle with paying for health care, doctors and health experts discuss how medical care is being ...

Forbes contributors publish independent expert analyses and insights. Renee Hsia is an ER doctor and researcher in healthcare. For patients, our system generates immense stress, leaving many feeling ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Imagine paying insurance premiums for years, expecting financial protection in times of need, only to discover that your insurer has been deemed insolvent. While rare, insurance company failures do ...