Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Discover how consensual, statutory, and judgment liens affect your credit. Learn which liens are harmless and which can harm ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...

This sevenfold gap highlights the absence of credit education in traditional curricula, leaving most U.S. consumers to piece together their financial literacy online. Without structured guidance, ...

And if you rely on a credit card, loans, or other ways of borrowing money, you’ll know that it becomes increasingly harder to ...

Credit scores are an integral part of the financial world. For individuals, these scores determine the ease with which one can access credit, the amount of credit one can receive, the interest rates ...

Student loans are a major financial commitment and not just because of the long road to repayment. They can also have a bearing on your credit score — and by extension, your overall financial health ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...