Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...